What is a Business Owners Policy (BOP)?
A BOP is a bundle policy designed for many main-street businesses—think offices, retail shops, light service businesses, and certain contractors—who want broad protection without piecing together...
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Who needs workers’ compensation insurance in Maryland?
For most businesses, the rule is straightforward: if you have employees, you need workers’ compensation coverage. Maryland’s Workers’ Compensation Commission explains that, with a few exceptions,...
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Maryland auto insurance requirements (what the state actually expects)
Maryland requires every registered vehicle to be insured at all times by a company licensed in Maryland. Here are the key required coverages people should understand: 1) Liability (required): 30/60...
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